Indian Ocean Island · Economic Citizenship Programme ($45K)
Investment
$45,000
Presence Required
None required
Residency Timeline
N/A
Citizenship Timeline
3–6 months
Overview
The Union of the Comoros operates one of the most affordable citizenship by investment programmes in the world. At $45,000 for a single applicant, it is the lowest-cost CBI programme in Africa and among the cheapest globally. The Comoros passport provides visa-free or visa-on-arrival access to approximately 45 countries. The programme requires no physical presence, no interview, and processes in 3–6 months. Comoros is a small island nation in the Indian Ocean between Madagascar and the African mainland, known for its volcanic landscapes and pristine beaches. The programme is particularly attractive for investors seeking a low-cost second passport with minimal requirements.
Pros & Cons
Pros
Lowest-cost CBI programme in Africa at $45,000
No physical presence requirement
Fast processing — 3 to 6 months
No interview required
Dual citizenship permitted
Indian Ocean island nation — unique passport
No language requirement
Cons
Limited visa-free access (~45 countries)
Comoros passport not accepted by all countries
Small economy with limited banking infrastructure
Programme has faced scrutiny — verify current status with authorized agent
Not suitable as a primary passport for global travel
How to Complete the Process
Select an authorized agent: Work only with agents officially authorized by the Comoros government. The programme has been misrepresented by unauthorized agents — verify credentials carefully.
Prepare documentation: Gather passport copies, criminal background check, source of funds documentation, bank statements, and medical certificate. All documents require notarization and apostille.
Submit application and payment: Submit the complete application package with the $45,000 investment fee. The government processes applications centrally.
Due diligence review: The government conducts a background check and due diligence review. Processing typically takes 3–6 months.
Receive citizenship certificate and passport: Upon approval, receive your Comorian citizenship certificate and apply for a Comorian passport. No travel to Comoros is required.
Requirements Checklist
Investment of $45,000 (single applicant) or $55,000 (family of four)
Clean criminal record
Source of funds documentation
Medical certificate
Application through authorized government agent
Tax System
Tax System
Comoros has a territorial tax system. The country is not a member of the OECD and has limited tax treaties. As a non-resident citizen, you would not be subject to Comorian income tax on foreign-source income. The country uses the Comorian franc (KMF), which is pegged to the euro via the CFA franc arrangement.
Frequently Asked Questions
Is the Comoros CBI programme legitimate?
Yes, the Union of the Comoros has operated a citizenship by investment programme since the 1990s. However, the programme has been misrepresented by unauthorized agents. Always verify that your agent is officially authorized by the Comorian government. The programme is legal and recognized internationally.
How many countries can I visit with a Comoros passport?
The Comoros passport provides visa-free or visa-on-arrival access to approximately 45 countries, including several African nations and some Asian countries. It does not provide visa-free access to the EU, UK, or USA. It is best used as a supplementary passport rather than a primary travel document.
Can I use the Comoros passport to open a bank account?
Some banks in certain jurisdictions will accept a Comoros passport for account opening, but many major banking jurisdictions require additional documentation. The passport is most useful for travel within Africa and parts of Asia.